There are many duties and responsibilities of a homeowner when property damage occurs. First - you need to file a property insurance claim. They can be overwhelming and burdensome, and take up an extraordinary amount of your time causing you unnecessary anxiety and stress.

At Public Adjuster Experts we can take care of that for you. We will:

• Come to your property and evaluate your policy and the damage at no cost to you.
• Advise you of your rights and responsibilities under the terms of your homeowner’s insurance policy.
• Create an estimate of the damages to present to the insurance company’s adjuster.
• Notify the insurance company of your claim in a timely fashion.
• Schedule emergency services if necessary to prevent further damage to your home.
• Meet with the insurance company’s adjuster at the loss site to review the damages.
• Negotiate with the adjuster in order to maximize your settlement.
• Prepare all the necessary paperwork
• Keep you informed as to the progress of your claim each step of the way
• Alleviate some of the stress that comes at a difficult time like this.

Public Adjuster Experts is familiar with all aspects of the insurance claims process. Policy types, policy language, endorsements and their application, notification procedures, interpretation of insurance company damage estimates, negotiation tactics, claim forms, proof of loss forms and property owners rights if they are unable to reach a settlement with the insurance company are just some of the aspects that we deal with on a daily basis.

Examples of what property owners may be covered for include:

• Fire
• Smoke or Soot Damage
• Windstorm Damage
• Roof Leaks
• Broken, Frozen or Burst Pipes
• Theft
• Vandalism
• Ice Damming
• Vehicle Hits Your Building
• Water Damage
• Dented / Melted Siding
• Carpet Stains

There are many more damages that may be covered depending on your particular home or business owners insurance policy. Let a Public Adjuster Experts trained representative come to your home or business to analyze your policy and damages.